USDA Mortgages – a great option to consider!
USDA Mortgages – a great option to consider! Read More »
It is important that you don’t make changes to your financial position from application until after closing. Here are some of our recommended do’s and dont’s to be aware of. DO Keep documentation currentKeep deposit informationKeep lender informed DON’T Apply for new creditTest drive a car or take out a car loanChange jobs Do Keep
After Application Do’s and Dont’s Read More »
Here is a list of the most common items needed at the time of application. It is best to give the underwriter a complete package with all documentation at the time of the initial loan application. Providing everything up front helps to prevent closing delays. The Basics Employment and address history covering last 24 monthsLast
Items Needed for Loan Application Read More »
There are several steps in the loan process. Here is a breakdown of each step from pre-qualification to closing and a description of what happens during the process. Pre-qualification The first step in getting pre-qualified is completing the loan application and gathering the necessary documentation. The loan originator will review the documentation, pull your credit